Professional Risks

Overview

It can be a challenge in today’s business environment keeping up to date with sometimes complex legislation, advanced technology and the day to day running of your business.

The threat of litigation even if the action is successfully defended can potentially cripple or even bankrupt a business. Having the correct professional risks insurance can provide financial protection in the event of a claim and protect your professional reputation. 

At CA Insurance Brokers we can help find the right cover for your service or business.

Professional Indemnity

Whether you own a business or operate as an independent consultant, if you give advice or provide a service, for example:  consulting engineer, IT consultant, physiotherapist or architect, you will need professional indemnity insurance to protect your business.   

Professional Indemnity Insurance protects your business and your reputation against claims for financial loss, bodily/personal injury or property damage arising from negligent acts, error or omission in the performance of your professional services, including the associated legal costs.

Every profession is unique and will be exposed to different risks. At CA Insurance Brokers we take the time to find out about your business so we can tailor a policy to suit your specific insurance needs.

Policy options can include but are not limited to:

  • Personal Injury & Property Damage
  • Legal  & Defence Costs
  • Claims Investigation Costs
  • Civil Liabilities

Contact us today to find the right policy for you

Call (07) 3878 1844

Management Liability

Management Liability Insurance helps protect incorporated entities and their directors and officers against potential claims and disputes arising out of the management of their business.  

If you are faced with unexpected liability costs, Management Liability Insurance can protect your business and personal assets, such as your home, from being sold to cover the costs of paying claims.

Policy Options can include:

  • Directors and Officers  ( including automatic run off for retired directors)
  • Corporate Liability
  • Employment Practice Liability
  • Crime
  • Statutory Liability
  • Defence & Legal Costs

Contact us today to find the right policy for you

Call (07) 3878 1844

Cyber Protection Insurance

If your business uses the internet, has a website or keeps electronic records  you should consider taking out Cyber Protection Insurance. 

 Did you know?

  • Australia is the 5TH most targeted country for cyber attacks globally (Symantec Internet Security Threat Report)
  • 75% of cyber attacks come from human error ( IT Policy Compliance Group, 2007)

Cyber Protection Insurance is designed to help protect your business from the financial impact of computer hacking or a data breach. 

Insurance policies for this type of insurance vary considerably in the benefits they provide. At CA Insurance Brokers we take the time to find out about your business so we can offer you the most suitable product to meet your specific needs.

Policy cover benefits may include:

  • Business Interruption Losses                          
  • Cyber Extortion
  • Electronic Data Replacement                           
  • Security and Privacy Liability
  • Defence Costs                                               
  • Electronic Media Liability

Contact us today to find the right policy for you

Call (07) 3878 1844