Domestic and Personal Insurance

Home and Contents

Home and Contents Insurance offers protection against loss for damage to your building and contents in the event of a covered event. It also covers your legal liability for compensation that you are deemed legally liable to pay for loss or damage or bodily injury to a third party and the associated legal costs, arising out of the ownership and occupancy of your building and contents.   

There are many covers available in the market place for this particular type of insurance.  Depending on your circumstances it is important to ensure that you have cover to suit your specific risks Examples fo this include flood if you live in a potential flood area, or fire if you live close to fire-prone bushland.  

At CA Insurance Brokers we have access to a wide range of covers that include additional features not available in the direct market. We take the time to find out a much as we can about your home and contents so we can tailor an insurance solution to suit your specific needs.

Policy cover can include but are not limited to:

  • Accidental damage or Defined Events Cover           
  • Specified valuables
  • Holiday Homes & Hobby Farms
  • Household contents in transit
  • Temporary accommodation up to 2 years in the event of a claim
  • Flood and Storm Surge Cover      
  • World-wide portable cover for items you take away from home
  • Identity fraud
  • Cover for Pontoons

At CA Insurance Brokers we will take the time to discuss your individual needs so we can tailor an insurance solution to meet your specific requirements. 

Contact us today to find the right policy for you

Call (07) 3878 1844

Landlords

Landlords Insurance protects your investment against loss or damage and covers you for any compensation and associated legal costs that you are deemed legally liable to pay, as a property owner. 

Many people are not aware, however, that there are other circumstances that can impact your rental income, such as Rent Default and Loss of Rent. Often you only find out what you are not covered for when a claim occurs. 

We can also access a wide range of additional benefits which include but are not limited to:

  • Automatic cover for contents up to $10,000
  • Additional loss of rent cover up to 24 months in the event of a claim; and
  • Unoccupancy period allowed up to 90 consecutive days.

At CA Insurance Brokers we will take the time to discuss your individual needs so we can tailor an insurance solution to meet your specific requirements.

Contact us today to find the right policy for you

Call (07) 3878 1844

Renters Insurance

If you are renting a home or unit, you will need cover for your contents and legal liability. 

Your Renters Insurance policy will protect you for loss or damage to your contents from a covered 
event, such as a fire This will also cover your legal liability anywhere in Australia for compensation you may become liable to pay for bodily injury or property damage arising from the ownership of your contents and occupancy of the property. For example, 

  • Striking another person with a golf ball while golfing; or
  • Accidently hitting someone while opening an umbrella

Policy options can include but are not limited to:

  • Accidental damage or Defined Events                         
  • New for old replacement
  • Household goods in transit
  • Flood cover

Contact us today to find the right policy for you

Call (07) 3878 1844

Residential Strata Property Owners

Many strata property owners are unaware that a Strata Insurance Policy (also known as Body Corporate Cover) may not cover certain risks such a flood or include some features of the property such as an internal floating timber floor. Each insurer has different exclusions, terms and conditions and you may only find out at the time of a loss that there is no compensation available for your financial loss.

Strata Insurance also does not cover your contents or personal items.

Whether you are an owner occupier or renting out your property, you will need cover for loss or damage to your contents and liability cover for any compensation that you are deemed legally liable to pay and the associated legal costs arising out of your ownership of your contents. For example;

  • You provide a wall mounted clothes dryer to a tenant and it causes injury to a third party.
  • A storm causes damage to your internal blinds and carpet.

 At CA Insurance Brokers we will take the time to discuss your individual needs so we can tailor an insurance solution to meet your specific requirements.

Contact us today to find the right policy for you

Call (07) 3878 1844

Private Motor

At CA Insurance Brokers, we offer three types of motor vehicle insurance; 

  • Comprehensive
  • Third Party Fire & Theft  
  • Third Party Only

When deciding what policy suits your needs, it is important to consider the use of your vehicle, 
who drives your vehicle, and the condition or value of your vehicle. At CA Insurance Brokers 
we can tailor a Private Motor Insurance policy that meets your specific requirements.

Optional covers include, but are not limited to; 

  • Car Rental Costs 
  • Windscreen Extension
  • Business Use
  • Agreed or Market Value
  • Nominated Driver Policy
  • Prestige and Classic Vehicles

Contact us today to find the right policy for you

Call (07) 3878 1844

Caravan

Whether you use your caravan for holidays or your place of residence, Caravan Insurance 
protects your asset for loss or damage from a covered event.

It can also provide cover for bodily injury or property damage that you may become legally
liable to pay that arises out of the ownership and use of your caravan.

Cover under this policy can include, but is not limited to;

  • Comprehensive or Agreed Value
  • Annexe
  • Legal Liability
  • Contents
  • Electrical Motor Burnout
  • Hirer Cover

Contact us today to find the right policy for you

Call (07) 3878 1844

Pleasure Craft

Pleasure Craft Insurance can cover you for physical loss or damage to your marine vessel, 
its motor, contents, trailer and personal effects depending on the policy selected. It can also 
cover you for damages you may become legally liable to pay for bodily injury or property 
damage and the associated legal costs arising out of the ownership, operation, maintenance 
or use of your craft.

Covers include, but are not limited to; 

  • Trailer Cover
  • Personal Accident Cover
  • Racing Risks
  • Lay-up Cover
  • Personal Effects
  • Water Skiers Liability
  • Overland Transportation
  • Agreed or Market Value

Contact us today to find the right policy for you

Call (07) 3878 1844